Building a custom swimming pool is an exciting investment in your home and lifestyle. At Classic Pools of Naples, we understand that many homeowners explore swimming pool financing to make their project more comfortable and flexible. While we do not offer in-house financing, we’re pleased to connect our clients with trusted specialist swimming pool and home improvement lenders who offer a range of financing solutions to fit different budgets and project scopes.
Please contact the specialist lenders directly with any questions regarding financing for your swimming pool project. They are best equipped to explain current rates, loan terms, and qualification requirements.
Below are financing partners our clients commonly work with. Each option offers unique advantages depending on your project size, timeline, and financial preferences.
Acorn Finance is an excellent option for homeowners looking for a quick, easy way to compare multiple swimming pool financing offers at once.
Customers can pre-qualify with no impact to their credit and review loan options from several lenders through one simple application. Loan amounts typically go up to $100,000, making Acorn ideal for standard pool builds or renovations.
Lyon Financial is one of the most recognized and trusted lenders in the swimming pool industry, specializing in financing for pool construction and outdoor living projects.
They offer customized loan programs designed specifically for pools, spas, and backyard transformations.
HFS Financial is a well-established home improvement lender offering fixed-rate, long-term swimming pool financing, often with terms extending 15 to 20 years.
No home equity is required, which makes it a great option for clients seeking predictable monthly payments and longer repayment timelines.
Enhancify is a strong solution for higher-end swimming pool projects and larger outdoor living packages.
They offer home improvement financing up to $250,000, flexible credit requirements, and no prepayment penalties, making it especially useful for premium builds that exceed typical loan limits.
Viking Capital provides additional swimming pool financing options for homeowners planning larger or more customized projects.
Their lending solutions are often well-suited for premium pool construction, complex builds, and integrated outdoor living environments.
Many homeowners are surprised to learn that banks and specialty lenders often look favorably on swimming pool financing. That’s because a professionally built swimming pool is considered a home improvement, not a discretionary purchase.
A well-designed swimming pool can:
- Increase overall property value
- Enhance resale appeal, especially in Southwest Florida
- Improve lifestyle and usability of outdoor space
Because pools are tied directly to home improvement and long-term property value, lenders are often more willing to offer competitive terms, longer repayment options, and structured loan programs tailored to construction projects.
Financing allows homeowners to move forward with their pool build while preserving cash flow, spreading costs over time, and aligning payments with the long-term enjoyment of their investment.
Classic Pools of Naples is happy to guide you toward trusted financing partners, but all financing applications, approvals, terms, and questions are handled directly by the lenders listed above.
If you’re ready to begin designing your custom pool or want help selecting the right financing option for your project, contact Classic Pools of Naples today.